CoinLoan vs. Nexo

CoinLoan is a crypto lending and earning platform, founded in 2017, based in Estonia. The company is a crypto management industry pioneer regulated under the Estonian financial license. CoinLoan supports English, German, French, Japanese, Russian, and Turkish languages. Company offers $100M BitGo asset insurance coverage.

Currently, the platform has 20 crypto assets to choose from: CLT, BTC, ETH, XRP, XMR, DOT, LTC, BCH, XLM, WBTC, LINK, UNI, MKR, USDC, USDT, BUSD, TUSD, DAI, PAX (USDP), PAXG. CoinLoan has its own crypto exchange where you can swap, sell, and buy crypto. 150+ pairs are available to buy, sell or swap on the internal exchange.

CoinLoan offers earning in crypto and fiat at up to 10.3% APY that can rise by 2% with staking CLT, company’s native token. CoinLoan’s APR on loans starts at 5.5% with LTV options ranging between 20% and 70%.

Founded in 2018 in Switzerland. English is the default language of the platform. Nexo offers $375M insurance on all assets for its clients’ savings and borrowed funds.

With Nexo, investment options are limited to 20 digital assets. Nexo Exchange includes: NEXO, BTC, ETH, XRP, BCH, LTC, BNB, EOS, LINK, XLM, TRON, PAXG, ADA, DOT, DOGE, USDT, USDC, PAX (USDP), TUSD, DAI. 150+ pairs are available for exchange.

Nexo provides 10% APY (without NEXO token staking) on crypto assets. The company also shares 30% of its net profit with NEXO token holders. Nexo's APR on loans starts at 13.9%, with LTV options ranging between 30% and 90%.