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CoinLoan is the first P2P lending platform for cryptoassets backed loans.

Borrowers get money without selling cryptoassets. Lenders offer loans and earn competitive returns. Overcollateralization ensures full repayment on time.

No Delays

Simple Process

Fully Automated

Bank Grade Security

Supporting Cryptoassets

Variety of Currencies

How the Platform Works
  • First of All

    Deposit fiat funds or stablecoins if you want to lend. Deposit cryptoassets to secure a loan if you want to borrow.

  • Lending Market

    Find the most suitable offer to issue a loan instantly or create a custom one.

  • Loan Repayment

    Borrowers commit to paying interests on time. Otherwise, cryptocollateral ensures this.

  • Final Step

    Once the loan is paid off, the lender gets funds and earned interests. Сryptoassets return to the borrower.

Benefits for Both Sides
”CoinLoan does also offer an interest account that provides a simple, no-hassle user experience to earn up to 10.3% on your assets.”
”CoinLoan brings lending to a new demographic of borrowers who have digital investment capital by pairing them with lenders who control fiat currency. And the platform is garnering so much attention because it accomplishes those goals while decreasing the risk for both parties.”
”While banks hang back, startups like CoinLoan are diving into the breach.”
”On CoinLoan every user can create a loan application according to his/her current needs, whether for a €500 short-term loan or a big deal”
”If a crypto lender has holdings and needs fiat, there is no simple option to borrow against these assets. CoinLoan solves a very real challenge facing crypto owners.”
”The lender does not have to independently assess the risk, and the borrower receives the loan without regard to their credit record.”
”CoinLoan went through a series of checks for legality, financial stability, and security to obtain the license, showing that they are a legitimate business.”
”CoinLoan does also offer an interest account that provides a simple, no-hassle user experience to earn up to 10.3% on your assets.”
”CoinLoan brings lending to a new demographic of borrowers who have digital investment capital by pairing them with lenders who control fiat currency. And the platform is garnering so much attention because it accomplishes those goals while decreasing the risk for both parties.”
”While banks hang back, startups like CoinLoan are diving into the breach.”
”On CoinLoan every user can create a loan application according to his/her current needs, whether for a €500 short-term loan or a big deal”
”If a crypto lender has holdings and needs fiat, there is no simple option to borrow against these assets. CoinLoan solves a very real challenge facing crypto owners.”
”The lender does not have to independently assess the risk, and the borrower receives the loan without regard to their credit record.”
”CoinLoan went through a series of checks for legality, financial stability, and security to obtain the license, showing that they are a legitimate business.”
”CoinLoan does also offer an interest account that provides a simple, no-hassle user experience to earn up to 10.3% on your assets.”
”CoinLoan brings lending to a new demographic of borrowers who have digital investment capital by pairing them with lenders who control fiat currency. And the platform is garnering so much attention because it accomplishes those goals while decreasing the risk for both parties.”
”While banks hang back, startups like CoinLoan are diving into the breach.”
”On CoinLoan every user can create a loan application according to his/her current needs, whether for a €500 short-term loan or a big deal”
”If a crypto lender has holdings and needs fiat, there is no simple option to borrow against these assets. CoinLoan solves a very real challenge facing crypto owners.”
”The lender does not have to independently assess the risk, and the borrower receives the loan without regard to their credit record.”
”CoinLoan went through a series of checks for legality, financial stability, and security to obtain the license, showing that they are a legitimate business.”
The World of Financial Freedom

Slow and restricted traditional banking is outdated and doesn't correspond to the modern globalized world. CoinLoan turns things around. Forget about any delays or hidden fees. Borrow, earn interests, exchange your fiat, crypto or stablecoins from any part of the globe — all in one place.

7,000 USDLent
Our Partners
Kraken
Ontology
Acquiring
Bitcoin.com
Raidofinance
Circle
Trusttoken
Binance
Kraken
Ontology
FAQ
What are the benefits of CoinLoan for lenders and borrowers?

For lenders, CoinLoan is an opportunity to earn interest on their coins or fiat. There are two alternatives for making money: lending platform and interest account. With the lending platform, you can offer a loan on your terms. With the interest account that works as a bank deposit, you receive a fixed rate with no hassle. All the loans on the platform are secured by overcollateralization to ensure full and timely repayments.

For borrowers, CoinLoan provides an opportunity to unlock the value of crypto while holding. Instead of selling assets and lose on unfavorable rates and taxation, users can get money fast using their assets as collateral. Crypto-backed loans can also work as leverage for various trading strategies.

Why choose CoinLoan?

Modesty aside, CoinLoan is the most advanced crypto lending platform. Here's what do we mean by "advanced":

● CoinLoan provides plenty of tools to reach your financial goals: crypto-to-crypto or crypto-to-fiat loans, interest account, crypto exchange, and beyond.
● We are convinced that flexibility is key. On CoinLoan, you can choose yourself pretty much everything you could think of: the interest rate, loan term, loan amount, repayment method, and more.
● Licensed financial institution status and worldwide coverage allow us to offer service almost anywhere and anytime, day or night.
● We offer a wide variety of stablecoins, fiat, and cryptocurrencies.
● The CoinLoan security system ensures the integral safety of its users and their assets.
● With our proactive liquidation algorithm, CoinLoan has a 70% LTV limit — one of the highest on the crypto lending market.
● On CoinLoan, users can deposit and withdraw fiat funds instantly with a card of any bank.
● Thanks to our mobile interface, users have fast and convenient access to the platform from mobile devices.
● We generate a unique Loan Agreement for each loan and provide an opportunity to export loan history to CSV for user’s accountability.
● Borrowers can manage collateral of an active loan and make early loan repayment with no penalties.
● CoinLoan charges no fees for depositing and withdrawing funds on the platform.

How secure is CoinLoan?

Hacking attempts, bots, and DDoS attacks are filtered out meticulously thanks to Web Application Firewall and DDoS Protection.

To keep the platform and customers’ funds safe, we utilize the strictest security standards as the financial institution does.
To prevent security breaches, we have a bug bounty program, account takeover protection system, regular vulnerability scans, and, for sure, two-factor authentication that protects your account. You can find a broader explanation of the CoinLoan security system here.

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