CoinLoan vs. Celsius

If you haven’t made up your mind yet and have been reading comparison articles, this page is designed specifically for you.

CoinLoan

CoinLoan is a crypto lending and earning platform, founded in 2017, based in Estonia. The company is a crypto management industry pioneer regulated under the Estonian financial license. CoinLoan supports English, German, French, Japanese, Russian, and Turkish languages. Company offers $100M BitGo asset insurance coverage.

Currently, the platform has 20 crypto assets to choose from: CLT, BTC, ETH, XRP, XMR, DOT, LTC, BCH, XLM, WBTC, LINK, UNI, MKR, USDC, USDT, BUSD, TUSD, DAI, PAX (USDP), PAXG. CoinLoan has its own crypto exchange where you can swap, sell, and buy crypto. 150+ pairs are available to buy, sell or swap on the internal exchange.

CoinLoan offers earning in crypto and fiat at up to 10.3% APY that can rise by 2% with staking CLT, company’s native token. CoinLoan’s APR on loans starts at 5.5% with LTV options ranging between 20% and 70%.

Celsius

Founded in 2017 in the US, Celsius is a platform for earning and borrowing crypto. It aims to unbank customers and provides crypto-backed loans and savings accounts. Custodian Fireblocks provides insurance for clients’ digital assets. At the moment, the platform only supports the English language.

With Celsius, investment options are broad - the company offers 40 digital assets to choose from: CEL, BTC, ETH, MATIC, DOT, AAVE, DASH, COMP, BCH, EOS, LTC, ADA, LINK, XRP, UNI, XLM, OMG, MANA, USDT, USDC, BUSD, PAX (USDP) and others.

Celsius rates differ from other companies. The platform offers up to 8.88% APY on USDC without Celsius token, CEL, and APR starting at 1%. LTV options range between 25% and 50%. Celsius loans require crypto collateral.

Product Comparison

Category
CoinLoan
Celsius
Supported Assets
20
40
Pairs on Exchange
150+
Earn on Stablecoin
10.3%
8.88%
Earn on Fiat
10.3%
Earn on Crypto
5.2%
6.2%
Staking
+2%
+25%
Borrow
5.5%
1%
Languages
6
1
Daily Accruals
Compound Interest
Corporate Accounts
Support 24/7
Supported Assets
CoinLoan
20
Celsius
40
Pairs on Exchange
CoinLoan
150+
Celsius
Earn on Stablecoin
CoinLoan
10.3%
Celsius
8.88%
Earn on Fiat
CoinLoan
10.3%
Celsius
Earn on Crypto
CoinLoan
5.2%
Celsius
6.2%
Staking
CoinLoan
+2%
Celsius
+25%
Borrow
CoinLoan
5.5%
Celsius
1%
Languages
CoinLoan
6
Celsius
1
Daily Accruals
CoinLoan
Celsius
Compound Interest
CoinLoan
Celsius
Corporate Accounts
CoinLoan
Celsius
Support 24/7
CoinLoan
Celsius

Disclaimer

The information provided by CoinLoan (“we,” “us” or “our”) is from the personal research and open information sources and is intended as educational material. All outlined information is provided in good faith, however we make no representation or warranty of any kind. If you found inaccuracy, please send an email to marketing@coinloan.io